5 thoughts on “What is the essential difference between paper gold and physical gold?”
Ashley
The difference between the two is: 1, the price is different. Paper gold can be compared with the price of gold factory; physical gold contains the price after transportation, design, processing, facade, taxation, profit, etc. Therefore, physical gold is usually more expensive than paper gold. 2, the transaction time is different. Investing in physical gold, you can only buy or sell at the business hours of banks or gold shops; but because paper gold does not involve physical delivery, it is traded online, so it can basically be traded 24 hours a day. 3, the handling fee is different. Because the physical gold involves depreciation costs, the price recovered in the middle is lower than the market price. Because there is no physical object, there is no depreciation fee because there is no physical object, and there is a handling fee. 4, the storage method is different. Where the physical gold is purchased, it is a more troublesome thing to store it, and the bank's deposit is needed; the paper gold does not need to be worried, because it is reflected in your personal account, just like money, just a string of numbers, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded. How much gold do you hold, so there is no cost of storage. The expansion information: 1, paper gold paper gold is a unique business unique to China, ICBC and CCB. Paper gold is a golden paper transaction. Investors' trading records are only reflected in the "gold passbook account" pre -opened "gold passbook account", instead of involving the extraction of physical gold. The profit model is to buy a high -selling high -selling profit. Paper gold is actually profitable through speculative transactions, not investment in gold. The advantage is that the bank is provided. The disadvantage is that there is no leverage and the cost is too high. 2, physical gold physical gold, gold bars, gold ornaments such as gold bars, gold jewelry and other substantial items. Physical gold: In the form of 1: 1, how many currencies are purchased and how much gold preservation can be purchased, it can only buy up, not to buy down, large investment, the procedures and expenses are complicated. It is difficult to distinguish between true and false and color. Reference materials Source: Baidu Encyclopedia-Gold Reference Data Source: Baidu Encyclopedia-Paper Gold
Generally, the physical gold we are talking about refers to the gold that can be visible and touching, such as gold bars, gold commemorative coins, gold jewelry, and so on. "Paper Gold" is a personal voucher -type gold. Investors buy and sell "virtual" gold on the book according to bank quotation. Individuals by grasping the international gold price trend low and high throw, earning the volatility difference of gold prices. Investors' trading records are only reflected in the "gold passbook account" pre -opened in advance, and no solid gold extraction and delivery will not occur. The differences between the two are:
1, the price is different. Paper gold can be compared with the price of gold factory; physical gold contains the price after transportation, design, processing, facade, taxation, profit, etc. Therefore, the price of physical gold is usually more expensive than the price of paper gold 50-70 yuan per gram. 2, the transaction time is different. Investing in physical gold, you can only buy or sell at the business hours of banks or gold shops; but because paper gold does not involve physical delivery, it is traded online, so it can basically be traded 24 hours a day. 3, the handling fee is different. Because the physical gold involves depreciation fees, the price recovered in the middle is 20--30 yuan per gram compared with the market price. Because there is no physical object, there is no depreciation fee because there is no physical object, only 0.8 yuan per gram. 4, the storage method is different. Where the physical gold is purchased, it is a more troublesome thing to store it. If you are worried about being stolen at home, you need to store the cost of the bank. A string of numbers records how much gold you hold, so there is no cost of storage. So if you simply compare these two investment products, then the cost -effective investment of paper gold must be higher than physical gold, but the derivatives of gold are: Gold Futures, Gold TD TD, Gold TD , Spot gold, gold stocks and so on. There is no best investment product, only the product that suits you best.
The essence of paper gold and physical gold is whether it can be extracted. Paper gold trading records are only reflected in the gold passbook account pre -opened by individuals, and there is no real gold extraction and delivery.
The paper gold is actually account gold, behind bank credit. No physical delivery is required, which is convenient for buying and selling to earn the difference, convenient transaction, and relatively low cost. Paper gold adds costs cheaper by 2,3 yuan per gram when purchasing. Paper gold generally cannot be folded to the real thing. In case of war or severe financial tsunami, paper gold is not as preserved as real gold! Now some banks can also provide paper gold converting into physical gold services.
The physical gold is a real metal with currency attributes. If it encounters social turbulence or war, such as sharp inflation, it has a high value -preserving function (of course, some people like to touch it, and take a look at their hearts in their hearts. Just be comfortable). The disadvantage is that it is difficult to keep it, it is easy to lose, and it is relatively troublesome in the peacetime period, and the transaction cost is high.
At present, individual investors "frying gold" is most commonly conducted by banks. The gold business provided by banks is roughly divided into two categories: "paper gold" and "physical gold". So many people will ask what is the difference between paper gold and physical gold? Today, the spot of spot houses explains where the difference is to this issue. The difference between the difference between paper gold and physical gold is that the biggest difference is that the concept is different "paper gold" is a personal voucher gold. Investors buy and sell "virtual" gold on the book according to bank quotations, individuals By grasping the international gold price trend, low suction and high throw, earning the fluctuation difference of gold prices. Investors' trading records are only reflected in the "gold passbook account" pre -opened in advance, and no solid gold extraction and delivery will not occur. The "Golden Treasure" of the Bank of China, the "Golden Express Account Gold" of the ICBC, and the "Long Dingjin" personal account gold transaction in CCB belongs to such categories. The physical gold is mainly for gold derivatives. It is based on whether it is a national legal distribution as a definition criterion. The difference between paper gold and physical gold. In addition to the difference in concepts, there are also 5 different differences: 1. The essence is different: paper gold is like stocks, which are virtual (some banks, paper gold purchased by customers can be available. Make a golden gold, but add other money). And real gold is real. 2, the frequency of price changes is different: the price of paper gold is directly in line with the international gold market, and it is changing almost every minute during the opening period of the market; and the price of gold jewelry is up to one price one day, and many brands are a few days in a few days. It even changed once (the real gold bar is usually one price a day). 3, different pricing methods: The price of physical gold is higher than paper gold. The price of paper gold is converted into RMB prices after the exchange rate conversion is transformed according to the US dollar pricing of the real -time international gold market. The price changes of gold jewelry are generally lagging behind the changes in the gold market. Gold jewelry also adds gold storage and stored fees, storage fees, design fees, manual fees, and various taxes and fees, so the price is much higher than the price of paper gold. The price of gold bars is based on the basic price of the day, plus 12 yuan (the pricing method of Chinese gold bars). 4, recycling price and handling fee: Paper gold is real -time buying and selling. The recovery price is based on international real -time transaction prices. General bank transaction fees are traded each time. Whether it is buying or selling, the transaction fee of 0.8 yuan per gram is charged. Essence Gold jewelry counters are generally not recovered, only money is changed. The recovery of gold bars is still based on Chinese gold as an example. It is to reduce two yuan on the basis of the basic price of the day, and deduct 1%of the loss. There is also a recycling channel is those roadside shops. For example, the price of gold is about 350 yuan/gram today, and the recovery price of small shops is 300 yuan/gram. If it is a gold bar of Chinese gold, his recovery price today is 350-2 = 348 yuan/gram. 5, liquidity: paper gold is better liquid, strong monetization ability. If you are anxious to use money, turn on the computer for operation (must be on the market time, Monday to Friday), the money will be directly entered. Bank Account. The gold bars of China's gold must be recovered by 15 working days before entering the customer bank account. Those gold jewelry counters are generally not recovered, and they are only allowed to be changed. There are relatively few channels to monetize. If you go to the small gold shop on the roadside, you can get the money. I haven't asked it. knows the difference between paper gold and physical gold. We are looking at the types of investors they are suitable. The investors with paper gold are more suitable: 1. Time to study the trend of gold market 2. Specific operations and hope to change the price difference through the gold price real gold buying Entering or selling is accompanied by the delivery of golden objects. Therefore, when buying, investors must see whether the gold content of the gold they purchased is up to standard and whether the weight is sufficient. More importantly, because the merchants will pay great attention to whether the gold will be damaged when the gold bars sold in the repurchase, if the investor will take the gold bar home, it will need to be stored well.
Hi! The paper gold is also known as account gold and voucher gold. Investors buy and sell "virtual" gold on the book according to bank quotation. Individuals can buy high selling and sell differences by grasping the trend of gold prices. The physical gold refers to the ordinary investment gold bars and gold coins in the market. Investors buy the physical products that can be visible. The essential difference between paper gold and physical gold is whether it can be extracted. Paper gold trading records are only reflected in the "golden passbook account" pre -issued by individuals, and no real gold extraction and delivery occurs. The physical gold needs to invest and keep it by themselves after investing. If investors need to hold my valid ID to the counter when applying for the above two businesses to apply for personal gold accounts. Paper yellow trades through online banking during transaction, and physical gold needs to be traded at the counter.
In the country is also vigorously promoting the investment of gold and silver T D The margin mechanism, only 15%of the margin can operate and it is a two -way operation (can be possible (can Buy up and buy and fall) with buying (real -time transactions, unlimited number of trading on the day) 10 hours trading mechanism (compared to stocks, suitable for office workers) The bank opened an account and then opened the online banking to go home to operate on the online banking We co -promoters of banks, through our cooperation agencies to open an account in the bank, the handling fee is discount , and we provide all kinds of free provision of various types Subsequent services (Operation Guidance Market Analysis Software) Is that you can add buckle and lock -to -buckle, which is the Q
The difference between the two is:
1, the price is different. Paper gold can be compared with the price of gold factory; physical gold contains the price after transportation, design, processing, facade, taxation, profit, etc. Therefore, physical gold is usually more expensive than paper gold.
2, the transaction time is different. Investing in physical gold, you can only buy or sell at the business hours of banks or gold shops; but because paper gold does not involve physical delivery, it is traded online, so it can basically be traded 24 hours a day.
3, the handling fee is different. Because the physical gold involves depreciation costs, the price recovered in the middle is lower than the market price. Because there is no physical object, there is no depreciation fee because there is no physical object, and there is a handling fee.
4, the storage method is different. Where the physical gold is purchased, it is a more troublesome thing to store it, and the bank's deposit is needed; the paper gold does not need to be worried, because it is reflected in your personal account, just like money, just a string of numbers, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded, recorded. How much gold do you hold, so there is no cost of storage.
The expansion information:
1, paper gold
paper gold is a unique business unique to China, ICBC and CCB. Paper gold is a golden paper transaction. Investors' trading records are only reflected in the "gold passbook account" pre -opened "gold passbook account", instead of involving the extraction of physical gold. The profit model is to buy a high -selling high -selling profit. Paper gold is actually profitable through speculative transactions, not investment in gold. The advantage is that the bank is provided. The disadvantage is that there is no leverage and the cost is too high.
2, physical gold
physical gold, gold bars, gold ornaments such as gold bars, gold jewelry and other substantial items. Physical gold: In the form of 1: 1, how many currencies are purchased and how much gold preservation can be purchased, it can only buy up, not to buy down, large investment, the procedures and expenses are complicated. It is difficult to distinguish between true and false and color.
Reference materials Source: Baidu Encyclopedia-Gold
Reference Data Source: Baidu Encyclopedia-Paper Gold
Generally, the physical gold we are talking about refers to the gold that can be visible and touching, such as gold bars, gold commemorative coins, gold jewelry, and so on.
"Paper Gold" is a personal voucher -type gold. Investors buy and sell "virtual" gold on the book according to bank quotation. Individuals by grasping the international gold price trend low and high throw, earning the volatility difference of gold prices. Investors' trading records are only reflected in the "gold passbook account" pre -opened in advance, and no solid gold extraction and delivery will not occur.
The differences between the two are:
1, the price is different. Paper gold can be compared with the price of gold factory; physical gold contains the price after transportation, design, processing, facade, taxation, profit, etc. Therefore, the price of physical gold is usually more expensive than the price of paper gold 50-70 yuan per gram.
2, the transaction time is different. Investing in physical gold, you can only buy or sell at the business hours of banks or gold shops; but because paper gold does not involve physical delivery, it is traded online, so it can basically be traded 24 hours a day.
3, the handling fee is different. Because the physical gold involves depreciation fees, the price recovered in the middle is 20--30 yuan per gram compared with the market price. Because there is no physical object, there is no depreciation fee because there is no physical object, only 0.8 yuan per gram.
4, the storage method is different. Where the physical gold is purchased, it is a more troublesome thing to store it. If you are worried about being stolen at home, you need to store the cost of the bank. A string of numbers records how much gold you hold, so there is no cost of storage.
So if you simply compare these two investment products, then the cost -effective investment of paper gold must be higher than physical gold, but the derivatives of gold are: Gold Futures, Gold TD TD, Gold TD , Spot gold, gold stocks and so on. There is no best investment product, only the product that suits you best.
The essence of paper gold and physical gold is whether it can be extracted. Paper gold trading records are only reflected in the gold passbook account pre -opened by individuals, and there is no real gold extraction and delivery.
The paper gold is actually account gold, behind bank credit. No physical delivery is required, which is convenient for buying and selling to earn the difference, convenient transaction, and relatively low cost. Paper gold adds costs cheaper by 2,3 yuan per gram when purchasing. Paper gold generally cannot be folded to the real thing. In case of war or severe financial tsunami, paper gold is not as preserved as real gold! Now some banks can also provide paper gold converting into physical gold services.
The physical gold is a real metal with currency attributes. If it encounters social turbulence or war, such as sharp inflation, it has a high value -preserving function (of course, some people like to touch it, and take a look at their hearts in their hearts. Just be comfortable). The disadvantage is that it is difficult to keep it, it is easy to lose, and it is relatively troublesome in the peacetime period, and the transaction cost is high.
At present, individual investors "frying gold" is most commonly conducted by banks. The gold business provided by banks is roughly divided into two categories: "paper gold" and "physical gold". So many people will ask what is the difference between paper gold and physical gold? Today, the spot of spot houses explains where the difference is to this issue.
The difference between the difference between paper gold and physical gold is that the biggest difference is that the concept is different
"paper gold" is a personal voucher gold. Investors buy and sell "virtual" gold on the book according to bank quotations, individuals By grasping the international gold price trend, low suction and high throw, earning the fluctuation difference of gold prices. Investors' trading records are only reflected in the "gold passbook account" pre -opened in advance, and no solid gold extraction and delivery will not occur. The "Golden Treasure" of the Bank of China, the "Golden Express Account Gold" of the ICBC, and the "Long Dingjin" personal account gold transaction in CCB belongs to such categories.
The physical gold is mainly for gold derivatives. It is based on whether it is a national legal distribution as a definition criterion.
The difference between paper gold and physical gold. In addition to the difference in concepts, there are also 5 different differences:
1. The essence is different: paper gold is like stocks, which are virtual (some banks, paper gold purchased by customers can be available. Make a golden gold, but add other money). And real gold is real.
2, the frequency of price changes is different: the price of paper gold is directly in line with the international gold market, and it is changing almost every minute during the opening period of the market; and the price of gold jewelry is up to one price one day, and many brands are a few days in a few days. It even changed once (the real gold bar is usually one price a day).
3, different pricing methods: The price of physical gold is higher than paper gold. The price of paper gold is converted into RMB prices after the exchange rate conversion is transformed according to the US dollar pricing of the real -time international gold market. The price changes of gold jewelry are generally lagging behind the changes in the gold market. Gold jewelry also adds gold storage and stored fees, storage fees, design fees, manual fees, and various taxes and fees, so the price is much higher than the price of paper gold. The price of gold bars is based on the basic price of the day, plus 12 yuan (the pricing method of Chinese gold bars).
4, recycling price and handling fee: Paper gold is real -time buying and selling. The recovery price is based on international real -time transaction prices. General bank transaction fees are traded each time. Whether it is buying or selling, the transaction fee of 0.8 yuan per gram is charged. Essence Gold jewelry counters are generally not recovered, only money is changed. The recovery of gold bars is still based on Chinese gold as an example. It is to reduce two yuan on the basis of the basic price of the day, and deduct 1%of the loss. There is also a recycling channel is those roadside shops. For example, the price of gold is about 350 yuan/gram today, and the recovery price of small shops is 300 yuan/gram. If it is a gold bar of Chinese gold, his recovery price today is 350-2 = 348 yuan/gram.
5, liquidity: paper gold is better liquid, strong monetization ability. If you are anxious to use money, turn on the computer for operation (must be on the market time, Monday to Friday), the money will be directly entered. Bank Account. The gold bars of China's gold must be recovered by 15 working days before entering the customer bank account. Those gold jewelry counters are generally not recovered, and they are only allowed to be changed. There are relatively few channels to monetize. If you go to the small gold shop on the roadside, you can get the money. I haven't asked it.
knows the difference between paper gold and physical gold. We are looking at the types of investors they are suitable.
The investors with paper gold are more suitable:
1. Time to study the trend of gold market
2. Specific operations and hope to change the price difference through the gold price
real gold buying Entering or selling is accompanied by the delivery of golden objects. Therefore, when buying, investors must see whether the gold content of the gold they purchased is up to standard and whether the weight is sufficient. More importantly, because the merchants will pay great attention to whether the gold will be damaged when the gold bars sold in the repurchase, if the investor will take the gold bar home, it will need to be stored well.
Hi!
The paper gold is also known as account gold and voucher gold. Investors buy and sell "virtual" gold on the book according to bank quotation. Individuals can buy high selling and sell differences by grasping the trend of gold prices.
The physical gold refers to the ordinary investment gold bars and gold coins in the market. Investors buy the physical products that can be visible.
The essential difference between paper gold and physical gold is whether it can be extracted. Paper gold trading records are only reflected in the "golden passbook account" pre -issued by individuals, and no real gold extraction and delivery occurs. The physical gold needs to invest and keep it by themselves after investing.
If investors need to hold my valid ID to the counter when applying for the above two businesses to apply for personal gold accounts. Paper yellow trades through online banking during transaction, and physical gold needs to be traded at the counter.
In the country is also vigorously promoting the investment of gold and silver T D
The margin mechanism, only 15%of the margin can operate
and it is a two -way operation (can be possible (can Buy up and buy and fall) with buying (real -time transactions, unlimited number of trading on the day)
10 hours trading mechanism (compared to stocks, suitable for office workers)
The bank opened an account and then opened the online banking to go home to operate on the online banking
We co -promoters of banks, through our cooperation agencies to open an account in the bank, the handling fee is discount
, and we provide all kinds of free provision of various types Subsequent services (Operation Guidance Market Analysis Software)
Is that you can add buckle and lock -to -buckle, which is the Q