5 thoughts on “What are the specific differences between stock speculation and fund speculation?”

  1. Stock trading is the sale of stocks. The core content of stock trading is to obtain profits through the stock price difference between buying and selling between the securities market. The rise and fall of the stock price changes according to the fluctuations of the market. The reason why the fluctuations of the stock price often have differentiated characteristics, which stems from the attention of funds. The relationship between them is like the relationship between water and ships. When the water overflows, the ship is high, (the stock price rises in large amounts of funds), the water is exhausted and the ship is shallow, (the stock price flows out in large quantities).
    Fund investment is an indirect securities investment method. Fund management companies centralize investors' funds through fund shares, which are custody of fund custodians (that is, qualified banks), managed and used funds to invest in financial instruments such as stocks, bonds, etc., and then share investment risks. , Share the income. In layman's terms, securities investment funds are a kind of investment tool for the fund management company to invest in the bank's funds and hand over to the bank to store it.

  2. Investment funds, especially stock funds, are similar to investing stocks from external forms. If the investment fund can also be thrown high and low -sucking, and the band operation, that is, the "speculation fund". Therefore, some investors can easily simply apply the experience of investing in stocks to invest in funds.
    , investment funds are essentially different from investment stocks.
    First of all, the fund is not a tool to obtain short -term returns through speculation. Investment funds can only be diluted to maximize the risk of market fluctuations in the process of relative long -term investment; investors can fully share socio -economic growth and allow investment funds to achieve compound profit growth.
    Secondly, the fee for the fund purchase and redemption is higher than the stock transaction fee, and it takes about 2 % of the handling fee to buy and sell it once. If the annual income of a fund reaches 15 %, but investors buy and sell 5 times a year, the investment cost of 10 % will be spent, and the actual income of the investment fund will be reduced to 5 %.
    It, because the fund is invested in the securities market in a combination of investment. Under normal circumstances, its net worth will not fluctuate in a short period of time. The space for operation is also less than stock investment.

  3. The stock is stronger. The fund is a long -term investment. The time is five or ten years. The age of the buyer is to invest in. The more benefits are. Generally, 15%-20%of the profit risk is also low. Compared with the stock risk, the market makes you feel that the high place is not high. Don't want to sell goods to make money. The place is not low. Do not go to the bottom inspection for cheap goods and miss the opportunity.

  4. Investment securities are personal investment; funds are expert financial management.

    The fund emphasizes long -term investment; not suitable for short -term.

    The fund investment is more important to observe the past performance and ability of the fund manager; many parts in securities analysis are not suitable for the fund.

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