The function of WeChat banking, can it be transferred to the transfer remittance
5 thoughts on “What is the difference between mobile banking and WeChat Bank?”
Leave a Comment
You must be logged in to post a comment.
The function of WeChat banking, can it be transferred to the transfer remittance
You must be logged in to post a comment.
Mobile banking is an app launched by the bank itself, which can handle some banking business; WeChat Bank has only payment functions and simple query functions.
. Mobile banking:
MBC banking is an app launched by the bank itself. The functionality will be more comprehensive. In addition to the most basic query business, there are various businesses such as transfer, foreign exchange purchase, and regular business. At the same time, there will be preferential activities of various banks. Such as activities such as one dollar purchase call fee. Log in through the mobile app developed by the bank, which is mainly used for small payment. The daily transfer amount must not be greater than 1 million, and the non -handling fee for cross -bank withdrawal is easy to carry and simple operations. However, you cannot log in to your mobile banking to handle the above businesses. At the same time, it has multiple protection in terms of security, such as login passwords, verification codes, passwords and the like.
. WeChat Bank:
WeChat Bank, the main business is mainly payment functions and simple query functions. WeChat Bank instead of the original transaction change reminder, which is information reminder. However, WeChat payment must not exceed 200,000 yuan a year. If it reaches 200,000, but there is money in WeChat Bank to withdraw money to the bank card, but it cannot be spent. If you want to continue using WeChat banking to pay, you must wait until the next year. Only January 1 can continue to be used.
At the same time, WeChat Bank also has simple query functions. The main banks can also promote various activities of their banks through WeChat platforms, such as preferential deposit interest rates, financial product information, and so on. Let customers receive bank activity information under "passive". Unlike mobile banks, customers need to take the initiative to open use to see the activity.
The expansion information:
WeChat payment
advantages: 1. WeChat use frequency high frequency, mobile phone users use an average daily use. According to the survey Essence
2. Payment is convenient, fast, and user experience. Paying with WeChat is more time -saving than Alipay.
Disadvantages:
1. The withdrawal requires a certain fee. Although the payment fee is not high, many users are unwilling to pay for this.
2. The payment is not guaranteed. In the final analysis, WeChat is not a special payment software. Code payment is just a feature of WeChat, and its main purpose is social.
MDB
advantages:
1.
2, mobile banking ensures timely transactions.
3, all -weather service SMS control account.
4, the whole process encryption guarantees safety.
Mu mobile banking disadvantages:
1. Improper privacy storage brings risks.
2, the change of the number needs to be signed again.
The difference between mobile banking and WeChat banking is that they can both transfer money and other businesses. Mobile banking needs to download the bank's APP login before it can be used. WeChat Bank follows the public account of the bank on WeChat, and then uses the bank card number and mobile phone number to verify login and can also use the transfer business.
Mobile banking refers to that after your bank card is opened, you can use the mobile phone on the Internet to use the mobile phone to transfer the bank card and withdraw money. WeChat Bank is talking about a virtual bank. He just is just a virtual bank. A platform stores your virtual currency, such as your WeChat payment balance, it can use your balance for financial management, of course, you can also transfer the operation and other operations
The difference between mobile banking and WeChat banking:
WeChat banking is limited to the payment function;
The functional function of mobile banking, in addition to the payment function,
can also transfer money, buy financial management, etc. Essence
Mobile banking refers to the APP program developed by the bank itself. After the user is installed, it can operate in it to achieve various banking business platforms. It can be regarded as an online business hall. WeChat Bank, which uses the WeChat Mini Program on the WeChat platform to provide online processing of some banking business. It can be so metaphorically that mobile banking is equivalent to direct -operated stores, and WeChat Bank is equivalent to a counter rented in the mall.