When CCB Credit Card, I returned the money to the virtual card. How can I transfer it now? Anxious

5 thoughts on “When CCB Credit Card, I returned the money to the virtual card. How can I transfer it now? Anxious”

  1. If it is and the virtual card is not arrears, then the money you deposit will be balanced on the virtual card. You can transfer the money to the CCB credit card you need to return via mobile banking and online banking. You can call CCB's customer service hotline.
    CCB credit card is a credit card issued by China Construction Bank. Credit cards that China Construction Bank has issued the "Dragon Card" is named "Dragon Card". The types are: Dragon Card Famous School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
    During the interest -free repayment period: the interest -free repayment period refers to the interest -free period of interest -free during the consumer transaction that the cardholder who is fully repaid on schedule, from the bank's accounting date to the repayment time After the day, the shortest 20 days, the maximum 50 days. Destroyed transactions do not enjoy interest -free repayment.
    This:
    If the full repayment before you pay the repayment, you will not enjoy interest -free expected. The Construction Bank will collect interest on the interest rate of five percent of the daily interest rate and take a monthly profit. From the date of consumption to the time of repayment date, the principal of the interest calculation is calculated based on the actual repayment amount.
    If the minimum repayment amount before you pay the repayment or the repayment amount, the Construction Bank will also charge Sturded gold.
    A calculation Example:
    I assume that your billing date is 17th on a certain month, and the date of repayment (take 30 days per month) is the 17th next month (if the month is 31 days, the month is 31 days, the month is 31 days, the month is 31 days, and the month is 31 days, the month is 31 days, and the month is 31 days, the month is 31 days, and the month is 31 days, the month is 31 days, and the month is 31 days, and the month is 31 days. It is the calculation of this month on the 16th of next month).
    If you spend 10,000 yuan on April 15, and the consumption funds are in your account in the notes, the bank's accounting date is April 15th, because your billing date is April 17th on April 17th , The expires of the repayment date is May 7th after the bill, and the longest interest -free period for this consumption can be 23 days; Consumption funds are entered your account in the notes, and the bank's bookkeeping date is April 18. Since the consumption fee should be issued on May 17, the bill is issued on May 17, so 50 on June 6, the date of repayment, God, the longest interest -free period for this consumption is 50 days.
    During the period of circulation weekly conversion:
    The recycling credit generally refers to the credit line of the credit card that can be used in circulation. As long as the customer can repay in time after each use (including the minimum repayment method), it can be reused without applying before each use. Circular credit is the inherent attributes and main functions of credit cards, which brings convenience to cardholders.
    The interest calculation of recycling credit:
    The consumption amount of each statement in the previous period is interest calculation, from the date of the account book of this account to ; The circular credit interest rate is uniformly stipulated by the People's Bank of China, and the daily interest rate is five in 10,000. The interest of the recycling credit will be explained in the next bill.
    A calculation examples:
    I assume that your billing date is 7 days per month, and the expiration date is 27th. If you spend 10,000 yuan on March 20, and the consumption fund is recorded on March 23 to enter the credit card account (that is, the accounting date), then on April 7th, you will list The repayment amount is 10,000 yuan, and the minimum repayment amount is 1,000 yuan. If there are no other transactions from April 8th to May 7th, and you pay the minimum repayment amount of 1,000 yuan on April 27, the bills on May 7 will be listed. In addition to 9,000 yuan, another interest will be listed by 225 yuan.

  2. Do you want to pay back to CCB's other credit card?
    If the virtual card and there is no debt, then the money you deposit will be balanced on the virtual card. You can transfer the money on your own mobile banking and online banking to the CCB credit card you need to return. In turn, you can call CCB's customer service hotline.

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