2 thoughts on “What is P2P fund pool”

  1. The capital pool, as the name suggests, is a space for storing funds. The bank has a huge fund pool. This capital pool is an investor at the end of the water, and the end of the water is a borrower.
    The golden pool is actually like a kitchen knife. It was originally a financial model. It was not a big deal, and it was right or wrong. Use, funds are also using. As the name implies, it is a fountain of funds. Investors are the water pipe, and the borrower is the water pipe. Generally, the water pipe and the water outlet pipe are opened at the same time. The pool water rises, and there are more and more money in your hands. The second is that the water outlet pipe is relatively sufficient, the fund pool is bottomed out. The third situation is that the water inlet pipe and the water outlet pipe are balanced, and the water level of the capital pool remains unchanged. Generally, banks are doing this. A large number of loans and withdrawals are generated every day, and a large amount of deposits occur. Therefore, if the bank can't think of a problem, what must be done is actuarial. Make the storage households from paying money, but after all, the algorithm is only the cumulative data. It is impossible to predict the appearance of some black swans. For example, a bunch of people on the same day will pay the salary at the same time, then there will be insufficient money. At this time A insurance is to ask for help from the bank market, and use high interest to lend money to make up the cave. After the liquidity crisis, they will return to the interest to others. Of course, if there is a problem with the interbank market, you can cry to death at the foot of Yang's mother, and you can get money. So banks are a huge capital pool. If your money is deposited in the bank, you do n’t know what you do, and you do n’t need to know what the bank takes it, and who the bank borrow money to the money does not need to notify the store to know at all.
    Oshi how to judge whether the platform has a fund pool?
    First of all, it is necessary to determine whether the platform's financing needs are true. This is a prerequisite.
    Secondly, whether the investor investing the fund payment channel is unique.
    Finally, some account custody third -party payment institutions have opened the authenticity verification mechanism of the hosting, and investors can go to the official website of the third -party payment agency to verify the authenticity.

  2. The P2P fund pool refers to the continuous and stable cash precipitation of the inflow and outflow of investors when the P2P platform is carried out in business. Because this part of the funds are precipitated inside the platform, the form is hidden, and the control is exactly not restricted in the hands of the platform. Morality has become the only means to control the impulse to control the funds of funds to control the platform. The general amount of funds pool is relatively large. In the face of huge temptation, once morality cannot inhibit the impulse to embezzle the funds of funds, the risk is huge.

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