1 thought on “How many years should I judge the latest P2P illegal funding?”

  1. The crime of illegal fund -raising of the use of fraud is stipulated in three grades. That is, in prison or detention of less than five years, and a fine of less than 20,000 yuan or less. Those who have a huge amount of fraud or other serious circumstances are sentenced to imprisonment of less than five years and less than ten years, and fined 50,000 yuan and 500,000 yuan. If the amount is particularly huge or other special circumstances, it will be sentenced to more than ten years in prison or life imprisonment, and shall be fined or confiscated property of 50,000 yuan or more than 500,000 yuan. Due to the complicated conditions of such crime cases, from the actual cases, the amount of fraud is generally large. Essence As for what is huge amount and particularly large amount, what is serious and the plot is particularly serious, the judicial interpretation of the Supreme People's Court and the Supreme People's Procuratorate can be made clear. I. What are the differences between P2P wealth management and illegal fundraising. For the central bank's definition of P2P online loans and illegal fundraising, and suggestions for P2P online loans, we can see that the road of P2P online loan will be not far away. Illegal fundraising has the following four characteristics (1), and not approved by the relevant departments according to law, including a fundraising approved by departments without approval authority; departments with approval authority beyond permission to approve a fundraising, that is, the fundraising of fundraising does not have the main qualifications of fundraising. (2) The promise to pay the funders within a certain period of time to repay the principal and interest payment. In addition to currency, there are physical forms and other forms. (3) The "unspeakable object" here to raise funds from unspecified objects to the society refers to the public, rather than a specific minority. (4) Covering the essence of illegal fund -raising in a legal form to cover up its illegal purpose, criminals often sign contracts with investors (victims), disguised as normal production and operation activities, and maximize the ultimate goal of their fraud funds. Essence Among the four characteristics, the most important thing is the fourth: whether the use of funds is legal, whether the flow of funds is true and controllable, and whether the production and operation activities are true. Second, the manifestations of illegal fundraising and social harm 1. The name of counterfeit private banks. With the country's policy of supporting private capital to initiate the establishment of financial institutions, lied that it had obtained or applied for private bank licenses, and the name of the fictional private banks would issue original shares or absorb deposits. 2. Non -financing guarantee enterprises illegally fundraising in the name of carrying out guarantee business. There are two main aspects: one is to sell false wealth management products, and the other is fictional borrowers to provide illegal absorption funds in the name of loan guarantee. 3. With the banner of overseas investment and high -tech development. Fake or fictional international well -known companies set up websites, and publish information on sales of overseas funds, original stocks, overseas listing, and development of high -tech on online sales. Fictional equity listing prospects or promised high expected returns, deceiving the masses to the designated personal account remitted into the designated personal account Fund, then close the website and escape with money. 4. With the banner of "pension". Two prominent forms of expression: first, the name of investing in pension apartments and united place in different places, with high returns and providing pension services as bait to seduce the elderly to "join investment"; second, by hosting so -called health lectures, free free Physical examinations, free travel, and distribution of small gifts to seduce the people of the elderly to invest funds. 5. Illegal fundraising is under the name of high -priced repurchase collectibles. Taking the so -called collectibles such as commemorative coins, commemorative banknotes, stamps such as worthless or low -cost as a tool, claim that there is a huge appreciation space, promise to repurchase at a high price after the agreed time, seduce the masses to buy, and then abscond with the money. 6. Fake illegal fundraising in the name of P2P. Apply the concept of Internet financial innovation, set up the so -called P2P network lending platform, use high profits as a bait, adopt fictional borrowers and funds, and release false bidding information to absorb public funds. Suddenly close the website or abscond. Illegal fund -raising social hazards illegal fund -raising activities have great social harm. The first is that the parties participating in illegal fund -raising will suffer economic losses and even have no return. The money used for illegal fundraising may be saved by participants for a lifetime, or raising money, and illegal funders are arbitrarily splurge, waste, transfer or illegally possessly on these funds. It is difficult for participants to recover the funds. The second is that illegal fundraising also seriously interferes with normal economic and financial order, causing risks. Third, illegal fundraising can easily cause social instability, cause a large number of social security issues, and even cause social security turmoil in local areas. Because illegal fund -raising is illegal, once there is a loss, the parties need to bear it. Therefore, I hope that the public will not participate in illegal fundraising activities. Based on the above, illegal fundraising is very harmful for us. If it is rolled in, the parties will suffer a lot of economic losses. Therefore, how long should the latest P2P illegal fund -raising be judged? It is necessary to judge according to the amount of fundraising, so we must strictly strike illegal fundraising, so as to keep the society peaceful.

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