WeChat Lightning Borrowing is safe. Lightning borrowing is a loan -based loan platform launched in March 2014 in March 2014. It is the first member of the country to invite a loan platform. Users of Lightning Loan borrowing obtained the credit line through credit certification and can be borrowed at any time within the quota. This is the development trend of the microcontroller's keen grasp of the small credit market, and the new mobile payment products launched by the needs of micro -loan users. [Legal basis] "Provisions on the Supreme People's Court on the Application of Laws on Civil Loan Cases" Article 25 The people's court should support it, except that the interest rate agreed on the two parties exceeds four times that of the one -year loan market quotation rate at the establishment of the contract. The "one -year loan market quotation interest rate" referred to in the preceding paragraph refers to the one -year loan market quotation interest rate issued by the People's Bank of China to the National Interbank Interbank Borrowing Center from August 20, 2019. "Civil Code" Article 680 This prohibits high -profit lending, and the interest rate of borrowing shall not violate relevant national regulations. If the loan contract does not agree to pay interest, it is deemed that there is no interest. If the borrowing contract is not clear about the interest in the payment, if the parties cannot reach a supplementary agreement, the interest is determined in accordance with the local or parties' trading methods, trading habits, and market interest rates.
WeChat Lightning Borrowing is safe. Lightning borrowing is a loan -based loan platform launched in March 2014 in March 2014. It is the first member of the country to invite a loan platform. Users of Lightning Loan borrowing obtained the credit line through credit certification and can be borrowed at any time within the quota. This is the development trend of the microcontroller's keen grasp of the small credit market, and the new mobile payment products launched by the needs of micro -loan users.
[Legal basis]
"Provisions on the Supreme People's Court on the Application of Laws on Civil Loan Cases" Article 25
The people's court should support it, except that the interest rate agreed on the two parties exceeds four times that of the one -year loan market quotation rate at the establishment of the contract. The "one -year loan market quotation interest rate" referred to in the preceding paragraph refers to the one -year loan market quotation interest rate issued by the People's Bank of China to the National Interbank Interbank Borrowing Center from August 20, 2019.
"Civil Code" Article 680
This prohibits high -profit lending, and the interest rate of borrowing shall not violate relevant national regulations. If the loan contract does not agree to pay interest, it is deemed that there is no interest. If the borrowing contract is not clear about the interest in the payment, if the parties cannot reach a supplementary agreement, the interest is determined in accordance with the local or parties' trading methods, trading habits, and market interest rates.